For those who don't know, Morgan is an NPC in the cave above Taylor Richards. She gives out hints on where to find little bits of money hidden away in exchange for a cut up front.
I sort of think that this is a missed opportunity. I like the setup but I think the execution could have been more interesting. Maybe instead of marking the location of the treasure on your map she would instead drop a clue via a riddle, and it would be up to the player to try and decipher it. There could be a progression to it, so after maybe ten or so riddles solved she would award you with a playing card or some other rare valuable.